Retirement planning

Planning to delay retirement may not rescue you from poor savings

Planning to work longer is a popular escape hatch for Americans who feel they’ve saved too little to support themselves…

This is the ‘billion-dollar blind spot’ of 401(k)-to-IRA rollovers, Vanguard finds

Many investors unknowingly make a costly mistake when rolling their money from a 401(k) plan to an individual retirement account:…

It’s not always ‘a sexy thing’ to be a millionaire, former NFL linebacker Brandon Copeland says. Here’s why

Brandon Copeland is a former NFL linebacker turned coach. But the type of coaching he gravitates to isn’t in the…

Why the father of ‘life planning’ says you’re managing money the wrong way

George Kinder wants everyone to be free. At first blush, that concept of personal fulfillment or enlightenment may seem better…

How high earners can funnel money to a Roth IRA, the ‘gold standard’ of retirement accounts

You’d think earning more would make it easier to boost retirement savings. But high earners may find it tricky to…

401(k) auto-enrollment features don’t help savings as much as expected, study finds

Employers are increasingly putting workers’ 401(k) plan savings on autopilot. But the positive impact of automated retirement savings is more…

Is the U.S. stock market too ‘concentrated’? Here’s what to know

The U.S. stock market has become dominated by about a handful of companies in recent years. Some experts question whether…

This retirement planning gap is ‘hidden in plain sight,’ Harvard professor says

For many people, retirement planning is all about money: how to invest, how much to save, when to claim Social…

Clarity? In this economy?

Jim LaPointe knows that how the economy feels “depends on your perspective.” Four years after Covid-19 lockdowns kicked off a…

Here’s why you may be saving more in your 401(k) — and not even know it

You may be saving more money for retirement and not even know it. An increasing share of employers are automating…