How high earners can funnel money to a Roth IRA, the ‘gold standard’ of retirement accounts
You’d think earning more would make it easier to boost retirement savings. But high earners may find it tricky to…
401(k) auto-enrollment features don’t help savings as much as expected, study finds
Employers are increasingly putting workers’ 401(k) plan savings on autopilot. But the positive impact of automated retirement savings is more…
Is the U.S. stock market too ‘concentrated’? Here’s what to know
The U.S. stock market has become dominated by about a handful of companies in recent years. Some experts question whether…
This retirement planning gap is ‘hidden in plain sight,’ Harvard professor says
For many people, retirement planning is all about money: how to invest, how much to save, when to claim Social…
Clarity? In this economy?
Jim LaPointe knows that how the economy feels “depends on your perspective.” Four years after Covid-19 lockdowns kicked off a…
Here’s why you may be saving more in your 401(k) — and not even know it
You may be saving more money for retirement and not even know it. An increasing share of employers are automating…
‘Gray divorce’ has doubled since the ’90s — and the financial risk is high for women
Breaking up in old age can be costly, especially for women. The rate of “gray divorce” — a term that…
This is the easiest way for newbies to start investing, financial experts say
Investing can seem overly complicated, and that complexity may paralyze Americans into doing nothing. But investing — and doing so…
Retirement prospects for women can be ‘pretty bleak,’ expert says — but there are ways to prepare
Women face tough financial prospects in retirement. About 50% of women ages 55 to 66 have no personal retirement savings,…
Policy changes look to reduce 401(k) plan ‘leakage’
Leaks aren’t just a problem for pipes. Billions of dollars a year drip from the U.S. retirement system when investors…
