Personal saving

Investors are thinking about Social Security income the wrong way

Based on a lot of the recent dire headlines, many Americans may have come to think of Social Security as…

If interest rates stay ‘higher for longer,’ the winners are those with cash accounts

Images By Tang Ming Tung | Digitalvision | Getty Images Many people, especially those with debt, will be discouraged by…

Here’s how to retire a millionaire, according to finance pros

Goran Babic | E+ | Getty Images Building a $1 million nest egg may seem an impossible feat. However, amassing…

Why 401(k) plans are the ‘final frontier’ for exchange-traded funds

Momo Productions | Digitalvision | Getty Images While many investors have flocked to exchange-traded funds, they haven’t gained much ground…

Here’s why the U.S. retirement system isn’t among the world’s best

Mixetto | E+ | Getty Images The U.S. retirement system doesn’t get high marks relative to other nations. In fact,…

401(k) savers can access one of the ‘rare guarantees’ in investing, CFP says

There are few certainties when it comes to investing. The stock market can seem to gyrate with little rhyme or…

Planning to delay retirement may not rescue you from poor savings

Planning to work longer is a popular escape hatch for Americans who feel they’ve saved too little to support themselves…

This is the ‘billion-dollar blind spot’ of 401(k)-to-IRA rollovers, Vanguard finds

Many investors unknowingly make a costly mistake when rolling their money from a 401(k) plan to an individual retirement account:…

Here’s why you may be saving more in your 401(k) — and not even know it

You may be saving more money for retirement and not even know it. An increasing share of employers are automating…

New York Community Bank’s online arm is paying the nation’s highest interest rate

New York Community Bank, the regional lender that needed a $1 billion-plus lifeline last month, is offering the country’s highest…