Personal saving

Why 401(k) plans are the ‘final frontier’ for exchange-traded funds

Momo Productions | Digitalvision | Getty Images While many investors have flocked to exchange-traded funds, they haven’t gained much ground…

Here’s why the U.S. retirement system isn’t among the world’s best

Mixetto | E+ | Getty Images The U.S. retirement system doesn’t get high marks relative to other nations. In fact,…

401(k) savers can access one of the ‘rare guarantees’ in investing, CFP says

There are few certainties when it comes to investing. The stock market can seem to gyrate with little rhyme or…

Planning to delay retirement may not rescue you from poor savings

Planning to work longer is a popular escape hatch for Americans who feel they’ve saved too little to support themselves…

This is the ‘billion-dollar blind spot’ of 401(k)-to-IRA rollovers, Vanguard finds

Many investors unknowingly make a costly mistake when rolling their money from a 401(k) plan to an individual retirement account:…

Here’s why you may be saving more in your 401(k) — and not even know it

You may be saving more money for retirement and not even know it. An increasing share of employers are automating…

New York Community Bank’s online arm is paying the nation’s highest interest rate

New York Community Bank, the regional lender that needed a $1 billion-plus lifeline last month, is offering the country’s highest…

‘Gray divorce’ has doubled since the ’90s — and the financial risk is high for women

Breaking up in old age can be costly, especially for women. The rate of “gray divorce” — a term that…

‘Big Short’ investor Steve Eisman worries ‘everybody is coming into the year feeling too good,’ sees room for disappointment

Investor Steve Eisman of “The Big Short” fame is questioning the level of bullishness on Wall Street — even with…

401(k), IRA balances fell for older millennials, young Gen Xers during the pandemic. Here’s why

Retirement balances for midcareer workers declined between 2019 and 2022, despite gains on financial assets such as stocks during that…