Personal finance

Geopolitics and central banks could keep gold demand hot in 2024, World Gold Council says

Gold prices hit another record high this week after a roaring 2023, and a combination of geopolitical tensions and continued…

QR codes may be a gateway to identity theft, FTC warns

You may want to think twice before scanning that QR code. The codes — a digital jumble of black and…

Job data suggests ‘soft landing’ is increasingly likely, economists say

The U.S. economy inched closer to a so-called “soft landing” after a new batch of labor data, economists said. A…

A 401(k) rollover is ‘the single largest transaction’ many investors make, expert says. What to know before doing it

Millions of people move money from a workplace 401(k) plan to an individual retirement account each year. Such “rollovers” are…

Not saving in your 401(k)? Your employer may re-enroll you

If you elected not to participate in your company’s 401(k) plan, your employer may have other ideas. The concept of…

Return to office is ‘dead,’ Stanford economist says. Here’s why

The share of workers being called back to the office has flatlined, suggesting the pandemic-era phenomenon of widespread remote work…

How a tax break of up to $3,200 can help heat your home more efficiently this winter

Winter is almost here, meaning the year’s coldest temperatures aren’t far off. But homeowners can take advantage of recently enacted…

U.S. passport delays have eased — but aren’t yet back to normal

Long delays to get a new U.S. passport have eased from earlier in 2023 but haven’t yet returned to their…

More employers offer a Roth 401(k) — and a Secure 2.0 change may prompt more workers to use it

More workers are getting access to a Roth savings option in their 401(k) plans. In 2022, 89.1% of employers that…

Why climate change may cost you big bucks — and what to do about it

The following is an excerpt from “This week, your wallet,” an audio program produced by CNBC’s Personal Finance team. Listen…