Individual retirement accounts

The Roth 401(k) is becoming more common

Filippobacci | E+ | Getty Images Retirement savers, take note: more employers have added a Roth savings option to their…

Why new retirees may need to rethink the 4% rule

Laylabird | E+ | Getty Images A popular retirement strategy known as the 4% rule may need some recalibration for…

Here’s how to retire a millionaire, according to finance pros

Goran Babic | E+ | Getty Images Building a $1 million nest egg may seem an impossible feat. However, amassing…

This is the ‘billion-dollar blind spot’ of 401(k)-to-IRA rollovers, Vanguard finds

Many investors unknowingly make a costly mistake when rolling their money from a 401(k) plan to an individual retirement account:…

‘Just buying, buying, buying’: What the recent small-cap boom suggests about the appetite for risk

The money flow into small caps may not be a rotation from winning growth trades. Dave Nadig, ETF journalist and…

Policy changes look to reduce 401(k) plan ‘leakage’

Leaks aren’t just a problem for pipes. Billions of dollars a year drip from the U.S. retirement system when investors…

State-run ‘auto-IRA’ programs aim to close retirement savings gap

Roughly half of Americans don’t have access to a workplace retirement plan — but states are increasingly stepping in to…

401(k), IRA balances fell for older millennials, young Gen Xers during the pandemic. Here’s why

Retirement balances for midcareer workers declined between 2019 and 2022, despite gains on financial assets such as stocks during that…

A 401(k) rollover is ‘the single largest transaction’ many investors make, expert says. What to know before doing it

Millions of people move money from a workplace 401(k) plan to an individual retirement account each year. Such “rollovers” are…

Why cautious investors may want to look beyond high-yield savings accounts

Cautious investors piling into cash may want to consider other options. According to SPDR Exchange Traded Funds’ Matthew Bartolini, active…