401(k) plans

Why 401(k) plans are the ‘final frontier’ for exchange-traded funds

Momo Productions | Digitalvision | Getty Images While many investors have flocked to exchange-traded funds, they haven’t gained much ground…

401(k) savers can access one of the ‘rare guarantees’ in investing, CFP says

There are few certainties when it comes to investing. The stock market can seem to gyrate with little rhyme or…

This is the ‘billion-dollar blind spot’ of 401(k)-to-IRA rollovers, Vanguard finds

Many investors unknowingly make a costly mistake when rolling their money from a 401(k) plan to an individual retirement account:…

401(k) auto-enrollment features don’t help savings as much as expected, study finds

Employers are increasingly putting workers’ 401(k) plan savings on autopilot. But the positive impact of automated retirement savings is more…

Is the U.S. stock market too ‘concentrated’? Here’s what to know

The U.S. stock market has become dominated by about a handful of companies in recent years. Some experts question whether…

Here’s why you may be saving more in your 401(k) — and not even know it

You may be saving more money for retirement and not even know it. An increasing share of employers are automating…

Retirement prospects for women can be ‘pretty bleak,’ expert says — but there are ways to prepare

Women face tough financial prospects in retirement. About 50% of women ages 55 to 66 have no personal retirement savings,…

Policy changes look to reduce 401(k) plan ‘leakage’

Leaks aren’t just a problem for pipes. Billions of dollars a year drip from the U.S. retirement system when investors…

State-run ‘auto-IRA’ programs aim to close retirement savings gap

Roughly half of Americans don’t have access to a workplace retirement plan — but states are increasingly stepping in to…

401(k), IRA balances fell for older millennials, young Gen Xers during the pandemic. Here’s why

Retirement balances for midcareer workers declined between 2019 and 2022, despite gains on financial assets such as stocks during that…